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However, some lenders will charge fees for making extra loan repayments or an early exit from your loan, to make up for the interest payments they'd be missing out on. These fees tend to be more common on fixed rate personal loans where you're expected to stick to a fixed repayment schedule, though they are sometimes present in variable rate loan deals too. Research the topic by getting a book on credit, reading websites about the topic or visiting the sites of one of the three credit bureaus: Equifax, TransUnion or Experian.
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