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B. Request and use information about your current and previous employment history in order to assess your application for consumer credit. When making our assessment of whether the loan is affordable to the person applying, we consider more than just their credit ratings. Concentrate on meeting your repayments to avoid damaging your credit rating further and, if at all possible and your deal allows it, try to make overpayments to pay down your loan as quickly as possible. Exorbitant APRs are out there, especially if you have very bad credit and are trying to get a loan without collateral. We'll ask you a few questions in order to find you the best loan offers available.
Regardless of which route you take to getting the money you need, your personal information will stay secure. NB. We will always aim to transfer the loan funds from our bank account within 60 minutes of receipt of signed contract, if during AEST standard bank hours. This removes any obstructions to providing lightning speed sending your payment directly to your bank account. Once your account is set up, you can make your actual loan request, specifying what the loan is for and how much you need. The greatest benefit about our bad credit loans is that you don't have to provide any type of collateral.
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